Toby Lloyd
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When the going gets tough
Rather than relaxing rules to bail out ailing schemes, now is the time to introduce clear design standards, so their cost is factored in when the market recovers
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It could have been a lot worse
The housing industry was on tenterhooks before the Budget, hoping for a solution to all its woes. Well, we didn’t quite get that, say Toby Lloyd and Anthony Brand, but it’s a start …
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Why the government's housing bail out won't make a big impact
There's not much new money in Gordon Brown's housing package, but our columnist has a contentious idea for raising more cash
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Housebuilding's evolutionary moment: survival of the fittest
The big beasts of housing may face extinction in a downturn but there are all kinds of small creatures waiting to take their place