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KK T  K>@" 7 Oh+'0HPdx  Bob Pannell CMcCullochMicrosoft Excel@@{@{՜.+,0H PX|  Council of Mortgage Lenders  IR decrease IR increase'IR decrease'!Print_Area'IR increase'!Print_Area  Worksheets Named Ranges  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEGHIJKLMOPQRSTURoot Entry FWorkbookSummaryInformation(FDocumentSummaryInformation8N