ࡱ>   \p farida.mumin Ba= ThisWorkbook=p8X@"1 CG Times1 CG Times1 CG Times1 CG Times1 $CG Times1  CG Times1Arial1.Times New Roman1.Times New Roman1.Times New Roman1.Times New Roman1.Times New Roman""#,##0;\-""#,##0""#,##0;[Red]\-""#,##0""#,##0.00;\-""#,##0.00#""#,##0.00;[Red]\-""#,##0.005*0_-""* #,##0_-;\-""* #,##0_-;_-""* "-"_-;_-@_-,)'_-* #,##0_-;\-* #,##0_-;_-* "-"_-;_-@_-=,8_-""* #,##0.00_-;\-""* #,##0.00_-;_-""* "-"??_-;_-@_-4+/_-* #,##0.00_-;\-* #,##0.00_-;_-* "-"??_-;_-@_-"Yes";"Yes";"No""True";"True";"False""On";"On";"Off""$"#,##0_);\("$"#,##0\)!"$"#,##0_);[Red]\("$"#,##0\)""$"#,##0.00_);\("$"#,##0.00\)'""$"#,##0.00_);[Red]\("$"#,##0.00\)72_("$"* #,##0_);_("$"* \(#,##0\);_("$"* "-"_);_(@_).)_(* #,##0_);_(* \(#,##0\);_(* "-"_);_(@_)?:_("$"* #,##0.00_);_("$"* \(#,##0.00\);_("$"* "-"??_);_(@_)61_(* #,##0.00_);_(* \(#,##0.00\);_(* "-"??_);_(@_) mmm\ d\ yyyy0.0 0.000000 0.00000 0.0000 0.000 0.00000000 0.000000000 0.0000000 0.0000000000 0.00000000000 mm\-yyyy2-_-* #,##0.0_-;\-* #,##0.0_-;_-* "-"??_-;_-@_-.)_-* #,##0_-;\-* #,##0_-;_-* "-"??_-;_-@_-1,_-* #,##0.0_-;\-* #,##0.0_-;_-* "-"?_-;_-@_-61_-* #,##0.000_-;\-* #,##0.000_-;_-* "-"??_-;_-@_-83_-* #,##0.0000_-;\-* #,##0.0000_-;_-* "-"??_-;_-@_-#,##0.0000000000000#,##0.000000000000#,##0.00000000000#,##0.0000000000#,##0.000000000#,##0.00000000 #,##0.0000000 #,##0.000000 #,##0.00000 #,##0.0000 #,##0.000 #,##0.00+_(* #,##0_);_(* \(#,##0\);_(* "-"??_);_(@_)4/_(* #,##0.0_);_(* \(#,##0.0\);_(* "-"??_);_(@_) yyyymmm mmm\ yy                + ) , *          +<  ,  , q#|  q!8 q!8  ( q!8@ #8@ #8 q!8 q+8  a!8 a!8 q+8 !8 q+< !8  a!8 #<  ( !8 #| !< !< !< !< #| q#|   8 !8  < !8 #| q#| + , q#|  , ++< +#| +q#| q+< #<  !8  !<  "Normal_SML Profile Tables 1-2 Normal_SML Profile Tables 4 Normal_SML Profile Tables 9Normal_Sml2005Aprtb1Normal_Sml2005Aprtb3Normal_Table 9` IML5,24CML StatisticsRMSPublic DataPSD SPSS output.xls Grossing__1_ LoanSize__2_TypeBorrower__3_HousePurchaseRegion...__4_1_HousePurchaseRegion...__4_2_HousePurchaseRegion...__4_3_HousePurchaseRegion...__4_4_HousePurchaseRegion...__4_5_HousePurchaseRegion...__4_6_HousePurchaseRegion...__4_7_HousePurchaseRegion...__4_8_HousePurchaseRegion...__4_9_HousePurchaseRegion...__4_10_HousePurchaseRegion...__4_11_HousePurchaseRegion...__4_12_HousePurchaseRegion...__4_13_HousePurchaseRegion...__4_14_HousePurchaseRegion...__4_15_TypeIntRate__5_1_TypeIntRate__5_2_TypeIntRate__5_3_TypeIntRate__5_4_TypeIntRate__5_5_TypeIntRate__5_6_TypeIntRate__5_7_TypeIntRate__5_8_RepayMethod__6_PropertyValueGRP__7_1_PropertyValueGRP__7_2_PropertyValueGRP__7_3_PropertyValueGRP__7_4_PropertyValueGRP__7_5_PropertyValueGRP__7_6_PropertyValueGRP__7_7_PropertyValueGRP__7_8_PropertyValueGRP__7_9_PropertyValueGRP__7_10_PropertyValueGRP__7_11_PropertyValueGRP__7_12_PropertyValueGRP__7_13_PropertyValueGRP__7_14_PropertyValueGRP__7_15_TypeIntRate__8_1_TypeIntRate__8_2_TypeIntRate__8_3_TypeIntRate__8_4_TypeIntRate__8_5_TypeIntRate__8_6_TypeIntRate__8_7_TypeIntRate__8_8_YYYYYYYYYY Y Y Y Y YYYYYYYYYYYYYYYYYYY Y!Y"Y#Y$Y%Y&Y'Y(Y)Y*Y+Y,Y-Y.Y/Y0Y1# body16.1m=! body16a=! body16c=! body16d=body16e<! body16f=! body16g=! body16h=body16i<! body16j=! body16k=! body16l=! body16m=! body16n=# body17.1a=# body17.1b=# body17.1c=# body17.1d=# body17.1e=# body17.1f=# body17.1g=# body17.1h=# body17.1i=# body17.1j=# body17.1k=# body17.1l=# body17.1m=# body17.1n=! body17a=! body17b=! body17c=! body17d=! body17e=! body17f=! body17g=! body17h=! body17i=! body17j=! body17k=! body17l=! body17m=! body17n=# body18.1a=# body18.1b=# body18.1c=# body18.1d=# body18.1e=# body18.1f=# body18.1g=# body18.1h=# body18.1i=# body18.1j=# body18.1k=# body18.1l=# body18.1m=# body18.1n=! body18a=! body18b=! body18c=! body18d=! body18e=! body18f=! body18g=! body18h=! body18i=! body18j=! body18k=! body18l=! body18m=! body18n=# body19.1a=# body19.1b=# body19.1c=# body19.1d=# body19.1e=# body19.1f=# body19.1g=# body19.1h=# body19.1i=# body19.1j=# body19.1k=# body19.1l=# body19.1m=# body19.1n=! body19a=! body19b=! body19c=! body19d=! body19e=! body19f=! body19g=! body19h=! body19i=! body19j=! body19k=! body19l=! body19m=! body19n=% BoETotValue;  d;)% EstTotLoans;$ links12.1a;//& links12.1All;//$ links12.1b;//& links12.1BTL;//$ links12.1c;//$ links12.1d;//$ links12.1e;//$ links12.1f;//$ links12.1g;//% links12.1NK;//" links12a;//$ links12All;//" links12b;//$ links12BTL;//" links12c;//" links12d;//" links12e;//" links12f;//" links12g;//# links12NK;//$ links14.1a=....$ links14.1b=....$ links14.1c=....$ links14.1d=....$ links14.1e=....$ links14.1f=....$ links14.1g=....$ links14.1h=....$ links14.1i=....$ links14.1j=....$ links14.1k=....$ links14.1l=....$ links14.1m=....$ links14.1n=...." links14a=...." links14b=...." links14c=...." links14d=...." links14e=...." links14f=...." links14g=...." links14h=...." links14i=...." links14j=...." links14k=...." links14l=...." links14m=...." links14n=....$ links15.1a=....$ links15.1b=....$ links15.1c=....$ links15.1d=....$ links15.1e=....$ links15.1f=....$ links15.1g=....$ links15.1h=....$ links15.1i=....$ links15.1j=....$ links15.1k=....$ links15.1l=....$ links15.1m=....$ links15.1n=...." links15a=...." links15b=...." links15c=...." links15d=...." links15e=...." links15f=...." links15g=...." links15h=...." links15i=...." links15j=...." links15k=...." links15l=...." links15m=...." links15n=....$ links16.1a=....$ links16.1b=....$ links16.1c=....$ links16.1d=....$ links16.1e=....$ links16.1f=....$ links16.1g=....$ links16.1h=....$ links16.1i=.... links16.1j<....$ links16.1k=....$ links16.1l=....$ links16.1m=....$ links16.1n=...." links16a=...." links16b=...." links16c=...." links16d=...." links16e=...." links16f=...." links16g=...." links16h=...." links16i=...." links16j=...." links16k=...." links16l=...." links16m=...." links16n=....$ links17.1a=....$ links17.1b=....$ links17.1c=....$ links17.1d=....$ links17.1e=....$ links17.1f=....$ links17.1g=....$ links17.1h=....$ links17.1i=....$ links17.1j=....$ links17.1k=....$ links17.1l=....$ links17.1m=....$ links17.1n=...." links17a=...." links17b=...." links17c=...." links17d=...." links17e=...." links17f=...." links17g=...." links17h=...." links17i=...." links17j=...." links17k=...." links17l=...." links17m=...." links17n=....$ links18.1a=....$ links18.1b=....$ links18.1c=....$ links18.1d=....$ links18.1e=....$ links18.1f=....$ links18.1g=....$ links18.1h=....$ links18.1i=....$ links18.1j=....$ links18.1k=....$ links18.1l=....$ links18.1m=....$ links18.1n=...." links18a=...." links18b=...." links18c=...." links18d=...." links18e=...." links18f=...." links18g=...." links18h=...." links18i=...." links18j=...." links18k=...." links18l=...." links18m=...." links18n=....$ links19.1a=....$ links19.1b=....$ links19.1c=....$ links19.1d=....$ links19.1e=....$ links19.1f=....$ links19.1g=....$ links19.1h=....$ links19.1i=....$ links19.1j=....$ links19.1k=....$ links19.1l=....$ links19.1m=....$ links19.1n=...." links19a=...." links19b=...." links19c=...." links19d=...." links19e=...." links19f=...." links19g=...." links19h=...." links19i=...." links19j=...." links19k=...." links19l=...." links19m=...." links19n=....  ;* );;"*% FixedTrackerCappedSVRsQuarterQ2Q3 CML Researchnumberloans% ofDisc-ountedTotalYearQ4Q1Month84. Includes loans where interest rate type is not known.LTable ML5: Fixed and variable rate lending - house purchases and remortgages0Source: CML/BankSearch Regulated Mortgage Surveyl1. Totals shown are estimates grossed up from the sample of lenders reporting to reflect total market size.{2. All figures from April 2005 onwards are based on Product Sales Data reported to CML. Figures pre-April 2005 are taken jfrom the Survey of Mortgage Lenders. Prior to 1992Q2 (and annually prior to 1993) figures are taken from pthe ڶ Societies 5% sample of mortgage completions. There are material differences in both the reporting mmethodologies and the sample of contributing lenders for the different surveys. Figures after April 2005 are 4not strictly comparable with those up to that point.[3. Before Q2 1992 figures on loans for house purchase are for all building societies only.p5. Figures may not sum to the total number of loans, as a small number of loans do not correspond to any of the interest rate types shown.interestrateaverage5/6/2008*D DFE_FQIcc   (W/uYI9   dMbP?_*+%,M \\CML1-TRU-DOM01\Canon iRC4580< ߁ 4dXA4Canon  X` $Canon iR C4080/C4580 UFR II<Iddd      d d d d d dd@@d  d  d dd d"eddd     d"    @  !"#$%&'()*+,-d.d/dd     ddd !"#$%&d!ddd d!    d H8 4 22h 1 4 22h 1Xd2 Arial\CNZSRGBA.ICC\CNZSRGBA.ICC\CNZSRGBA.ICC CONFIDENTIALCONFIDENTIALHArialDefault SettingsX " EXX??U} =} =} @ #} #} #}  #} @#} #}  #} #} #} #} #} #}  #} #} #} @ #}  #}  #,@,@,@,@,@,@,@,@,@ ,@ ,@ ,@ ,@ ,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@ !" !" " $ $ % % % % % % %  %  %  %  %  % % % % % %""&&& & & & &&&&&&&&&&&,""&&&&&&&&&&&&&&&&&""&& &! && &! &&  &!  &&  &! && &!& &! ""& & &"& & &"&  &  &" &  &  &"& & &"& &" '' ( ( (# ( ( (# (  (  (#  (  (  (# ( ( (# ( (# )* *+++++++++++++++++~ ,$@ ,~ /#A -ɾJK@ F,W&@~  A 7k4@ F}Is@$  F ~ `qA  uɴc7@ F@~ 81A FHp @~ ,(@ ,~ !A ->H@ Fm u@~  A Sc:@ Fcʸ@$  F ~ A ! =8@ FɜWt@~ ,2A FM@~ ,,@ ,~ PA -yT";@ F~}"@~  !A s0H@ FQ`@$  F ~ 0AA aOU|8@ FQXv ʢ@~ (1A Fy@~ ,0@ ,~ A -+63@ F:@~ "A FZF@ FttK@$  F ~ `A ]̀A@ F[{@~ 4A F<@~ ,4@,~ ] A-+̯2C@F2'q @~ 0A0px.p>@F$:@$  F ~ pAĕ (?@F}0@~ O5AF&-X@~ ,8@,~ )A--gK@Fg@~ A>~79@FHfF@$  F ~ P>A||3@F (Iq @~ g7AF{@~ ,<@,~ 2&A-oD@Fw`p@~ (s$A1ԄC@FoJ@$  F ~ @A4@F ?@~ 4:AF'U_@~ ,@@,~ U!A-or@@FSXr@~ pU'AQ:ZF@Fh@$  F ~ PEAL 4@Fז@~ 9AF_}@~ ,D@,~ "A-԰=_4=@Ft@~ W$A k?@F9۞Z@$  F ~  AC_"6'@FR؜@~ ?AFl@~ ,H@,~ @"A-ŃO7@F/x *V@~ m*A#J ^ߨ@~ CAFQos&@~ .T@,~ .4A-l 2`N@FOl@~  A luLJ6+@FTSl-@~ tA 0#(@ @  A ? F@ A-5<$@FB5 H@~ ބF0"@~ .X@,~ `6A-?-|/P@F:w@~ AO̵*@FF@~ `A _ P1@ F֠`K@~  @ Ӊ? Fa~@@@AI @FD K@~ RCFk@~ .\@,~ <7A-*#,@?,@ , ,~ A ->VO@ F@+@ rOD0@~ B@ + + + ~  0 G ~ @ Fu4@ B@AC@!, !,~ !nA!-©iPE@!F@@]@!ӠVC =@~ !BX@ !+ ! + ! + ~ !  ! 0 ! G ~ !7@!U1;@!BH@pAC@", ",~ ">@"-}R@@"F@@q@"c4D@~ "B@ "+ " + " + ~ "  " 0 " G ~ "@@".:@"BX@AC@~ #,,@ #,~ #@#-q(fb<@#F@@@#"#H@~ #BP@ #+ # + # + ~ #  # 0 # G ~ #@#XX*7@#B@ AC@$, $,~ $ @$-ldI֡=@$F@ ~A$4eH@~ $Bȁ@ $+ $ + $ + ~ $  $ 0 $ G ~ $@$Lm^5@$B0@PAC@%, %,~ %@%-Kl:@%F0@ A%#nG@~ %BЀ@ %+ % + % + ~ %  % 0 % G ~ %$@%`a9@%B@AC8@&, &,~ &@&-?-e8@&FX@A&NYH@~ &B@ &+ & + & + ~ &  & 0 & G ~ &@@&34zY;@&B@yACh@~ ',0@ ',~ '@'-ͧ4@'Fp@A'8rH@~ 'B0}@ '+ ' + ' + ~ '  ' 0 ' G ~ '@'jNk=@'B@AC(@(, (,~ (0@(-Dl4@(FH@`-A(>6-#G@~ (B|@ (+ ( + ( + ~ (  ( 0 ( G ~ (@( [4ؒ@@(BX@0AC @), ),~ )@0@)-jt3@)F@@A)E y6E@~ )B|@ )+ ) + ) + ~ )  ) 0 ) G ~ ) A)90oB@)B`@AC@*, *,~ *@*-_S.@*Fx@{A*pH?ME@~ *B~@ *+ * + * + ~ *  * 0 * G ~ *LA*e >E@*BH@ ACX@~ +,4@ +,~ +@b@+-y:X>K9@+Fx@@+>㰗B@~ +B@ ++ + + + + ~ +  + 0 + G ~ +@E@+WB@+Bȅ@+ACȃ@,, ,,~ ,@@,-eO4@@,FЅ@@@,;NDw>B@~ ,BЁ@ ,+ , + , + ~ ,  , 0 , G ~ ,@,D@4F@ A4/4B@~ 4B@ 4+ 4 + 4 + ~ 4  4 0 4 G ~ 4@4|٠ɗ5@4BX@AC@5, 5,~ 5% A5-/>E@5F@`A5x3B@~ 5BP@ 5+ 5 + 5 + ~ 5  5 0 5 G ~ 5+@5ye7xow2@5BX@AC@6, 6,~ 6`A6-=NEvC@6FȂ@ A6hקDC@~ 6B@ 6+ 6 + 6 + ~ 6  6 0 6 G ~ 6D@6fJ6@6B@pACX@~ 7,@@ 7,~ 7@#A7-9 A@7F@A79ME@~ 7B@ 7+ 7 + 7 + ~ 7  7 0 7 G ~ 7{@7 E6@7B@AC0@8, 8,~ 8`A8-Dֆ<@@8FH@fA8wBF@~ 8B@ 8+ 8 + 8 + ~ 8  8 0 8 G ~ 8@@8ioF5@8B@ HAC@9, 9,~ 9@IA9-@@9F@@Q A9 ~@;F@@A;Х:mC@~ ;Bx@ ;+ ; + ; + ~ ;  ; 0 ; G ~ ;X@;0z,@;B@PAC@<, <,~ <6A<-*Uu%=@<F8@`GA<knB@~ <B@@ <+ < + < + ~ <  < 0 < G ~ <@<rS*@<BH@p>AC@=, =,~ =A=-ۯ<@=F@ A= t<@~ =BP@ =+ = + = + ~ =  = 0 = G ~ =e@=N9&@=B(@!AC@>, >,~ >>-þ<@>؀>B{@ >+ > + > + ~ >  > 0 > G ~ >]@>l~!@>B@P]!AC@~ ?,H@ ?,~ ?A? X<@?@$?ӵ@~ ?@A? X@@??. Ŋ@ ?+ ? + ? + ~ ? @? 3#?? ?Ë1@~ ?@@? |㿴Or5@??#M3Z@~ ?A??ޞz-@D"l@,@A,@B,@C,@D,@E,@F,@G,@H,@I,@J,@K,@L,@M,@N,@O,@P,@Q,@R,@S,@T,@U,@V,@W,@X,@Y,@Z,@[,@\,@],@^,@_,@@, @,~ @`A@ YC5@@@q(p@~ @ A@ 9/UB@@? ^@ @+ @ + @ + ~ @ h@@ ۶m۶m?@ ? @@$A 9@@?>4F@~ @$#A@?1b@A, A,~ A@A Q2@A@fuZ@~ AOAA @*ETmC@A?@ A+ A + A + ~ A @A m 5?A ?@~ A `AA p:@A?QR&4@A$A?|@B, B,~ BAB :@B@L6~@~ BAB <@B?LscT4@ B+ B + B + ~ B X@B u?B ?< Q@~ B@AB yN;@B? e@~ B$AB?i@~ C,L@ C,~ CAC uq=@C@x`@~ CAC yV.dZ;@C?h2C@ C+ C + C + ~ C @C ?C ?2@@~ CAC p+8@C?~@~ C '#AC? P@D, D,~ D0AAD 2?XD@D@CGL@~ DAD Ѡ| 3@~ D?x@ D+ D + D + ~ D h@D }X?D ?@~ D@IAD N25@D? @~ DX3%AD? =@E, E,~ E,AE k`I@E@!~@~ E@@E L.@E?LIn@ E+ E + E + ~ E ̰@E Zy?E ?#@~ E !AE r6@E?93@~ E&AE?k@F, F,~ F2 AF @@F@3C@~ F AF 88:@F?JF9@ F+ F + F + ~ F h@F ?F ?'L@FGA ;@F?h(@~ F%AF?K7@~ G,P@ G,~ G GAG g?<@G@Eau@~ G AG :[C@G?ÁP@ G+ G + G + ~ G  @G #NW,?G ?*;L@~ G`xAG Se)9@G?Ukf_@~ GXX#AG?tc@H, H,~ H@ AH 8/sA@H@@4@~ HAH f:@H?EW'@ H+ H + H + ~ H @H ?H ?@~ H; AH t!?@H? @~ H%AH?57'@I, I,~ I&AI 2 E@I@df@~ IAI 7!z5@I?lyP@ I+ I + I + ~ I _@I IeE@I ?SIq@~ I``AI ѿ ;@I?n@~ I%AI?O1#@J, J,~ J AJ =|@E@J@.@~ JBAJ AS7@J?zIg@ J+ J + J + ~ J @J b˼?J ?*@ :AJ L@eI<@J?ɲmY)@~ Jp!AJ?<ԍ@~ K2T@ K2~ KAK -vD@K@w;@~ K@@K Ԥ0@K?NN@ K+ K + K + ~ K @K 3 ݄m?K ?6\@~ K@AK !AN?X;@~ O.X@ O.~ OAO P[~ Q@O@6@~ O&@O f'@O?6Ba@~ O@O +@O ?Rux@~ O @O 9im?O ?M@~ O%@O Q5U; @O?Uo@~ OcAO?N7 @ P. P.~ P`(AP >Q@P@K@~ P@P Dߜ'@P?S~i@~ P@P rf~.@P ?Aw@~ P X@P q&D\?P ?K@~ P@P @y, @P?^B@~ P!AP?Pz @ Q. Q.~ QAQ ^aMM@Q@5P@~ Q@@Q 1> +@Q?$AK4e@~ Q)AQ cPf<;6@Q ?c}U@~ Q \@Q OA?Q ?)]W@~ Q@Q ?hmE @Q?B@~ QX,"AQ?9 @ R. R.~ RAR lOtO@R@`u@~ R@7@R tgWI-@R?紨@~ R@R \x-3@R ?[,@~ R @R 49c?R ?Iø_@~ Rr@R mI[Җ@R?xX@~ R"AR?@~ S.\@ S.~ SAS о]R@S@-ǵP:i@~ S@S @5 @S?u:Fm@~ S@S \.2,@S ?l9H@~ S @S y?S ?! @~ S@S ug @S?18@~ SpAS?8J@ T. T.~ T NAT RK<S@T@*L=@~ TL@T [iU܇@T?p_@~ Tu@T `a+@T ?ٚ@~ T @T X?T ?uA@~ TP@T ?P@T?@~ T AT?.Cʽp@ U. U.~ UAU h?R@U@KAG`]@~ U@U L<洲@U?eh@~ U@U 7t\.@U ?@~ V p@V {!g?V ?s!iJY@~ Vu@V D(@V??%a#@~ VAV?QP@~ W.`@ W.~ W g AW frK@W@nF@~ W@W *6$@W?Zgo @~ W@@W N'i?@W ?r36@~ W X@W Ia$5?W ?K7A`@~ Wj@W  @W?s.Ue@~ W~AW?mNS4@,X**3 3 3 3 3  Y/*Y*3 3 3 3 3 Z4 1@5 1@@Z-*`W?@Z?@D@ZB#-N;@~ ZBy@ Z+ Z + Z + ~ Z 0@Z Ӛ?Z BX@@Z5@ZB@}@bAC}@ [4[55@@[-G;@[?0@@[Q/ZB@~ [By@ [+ [ + [ + ~ [ P@[ T싨?[ B@@@[23@[BP}@@AC0}@ \4\58@ @\-t8@\?`@@\ ܢ)B@~ \By@ \+ \ + \ + ~ \ P@\ 6?\ Bp@@\`I66@\B }@`AC }@ ]4]5`<@37@] ɛK!7@]?@@3@@] uWSB@~ ]?y@ ]3 ] ] ~ ] 3@] !bR?] ?(@3@] Cז7@]?|@3AD|@ ^4^5 @@3 @^ L5@^?@3C@^ hhB@~ ^?y@ ^3 ^ ^ ~ ^ 3@^ hdУ?^ ? @33@^ eTFeTF9@^?p|@3 AD|@ _4_5D@3I@_ ._4@_?p@3I@_ \տAB@~ _?y@ _3 _ _ ~ _ 3@_ o+?_ ?}@3@_ MƖ:@_?|@3`AD|@D%l  *.&* .** .(266666666660<`,@a,@b,@c,@d,@e,@f,@g,@h,@i,@j,@k,@l,@m,@n,@o,@p,@q,@r,@s,@t,@u,@v,@w,@x,@y,@z,@{,@|,@},@~,@,@ `4`5G@3@` !XG2@`?@3W@` C@~ `?y@ `3 ` ` ~ ` 3 @` !XG?` ?~@3@` H).:@`?|@3 AD|@ a4a5K@3@a ,d! Y2@a?p@3o@a 8MoC@~ a?y@ a3 a a ~ a 30@a Mozӛ?a ?h@3F@a ozӛ:@a?p|@3 AD|@ b4b5O@3@b O3@b?@3@u@b N ˥B@~ b? z@ b3 b b ~ b 30@b x?b ? {@3@b @0cd:@b?P|@3  AD|@ c4c5@S@3@c يn7@c?~@3@c +/@@~ c? z@ c3 c c ~ c 3P@c ؊?c ?p~@3B@c <"h8<@c?@|@3 AD|@ d4d5 W@3'@d j;@d?}@3~@d 0yy;@~ d?z@ d3 d d ~ d 30@d w]v?d ?~@3@d ?x<@d?@35 AD@|@ e4e5Z@3R@e :g *=@e?}@3@e %9@~ e?z@ e3 e e ~ e 30@e ?e ?~@3@e ,\ 9@e?|@3 AD|@f4^@5^@3 @f %<@f?|@3@f d*a<@~ f?z@ f3 f f ~ f 3P@f fAd?f ?0}@3@f J8@f?0|@3 AD{@ g4g5b@3@g eaizZ>@g?}@3@g IWܢt:@~ g?@ g3 g g ~ g 3@g do@F?g ?|@3@g Xy9@g? {@3|AD`{@ h4h5 f@3@h Kh/>@h?P|@32@h ^B{9@~ h? y@ h3 h h ~ h 3p@h 88?h ?{@3@h ^B6@h?z@3^ AD{@ i4i5j@3@u@i t!/A@i?{@3@i G045@~ i?x@ i3 i i ~ i 3@i {C?i ?{@3J@i |6B@k5@i?z@3`/ ADpz@ j4j5m@3J@j R;D@j?Pz@3@j UĦ 13@~ j?x@ j3 j j ~ j 3p@j 8/?j ?|@3@j y8%5@j?z@3a AD@z@ k4k5q@3D@k ___F@k?0z@3@k SRR2@~ k?x@ k3 k k ~ k 3P@k Q`9@r? {@3@>ADz@ s4s5@@3 @s i x<@s?~@3@s vmE@~ s?0z@ s3 s s ~ s 3@s ?s ?@3v@s VD6@s?|@3AD@|@ t4t5@3@t S<@t?0@3@t B@~ t?z@ t3 t t ~ t 3@t љT;:?t ?@3@t (#;@t?|@3@q AD|@ u4u5@3h@u &9@@u?0@3L@u FPc<@~ u?{@ u3 u u ~ u 3p@u #A?u ?p@3@u l/@@u?|@3@ AD}@ v4v5@3@v 6@@v?@3@v A:Z8@~ v?{@ v3 v v ~ v 3@v UO9~C?v ?@3@v 7Mo>@v?}@3@d AD}@ w4w5`@3@@w \9B@w?@3@w @ 69@~ w?`}@ w3 w w ~ w 3@w v?w ?P@3@w >@w?@3`OAD~@ x4x5 @3@x QP E@x?x@3@x }NSin7@~ x?`~@ x3 x x ~ x 3@x ?qp?x ?@3@O@x 4B(<@x?@3AD@ y4y5@3@y p˦BE@y?Ѐ@3@y *c]4@~ y?@ y3 y y ~ y 3R@y ==\K@y ?H@3@y Df?| ?8@3@| c1k=@|?@3AD@ }4}5@@3@} . sF@}?ȁ@36@} - 4@~ }?@ }3 } } ~ } 3@@} 㺥?} ?@3j@} /4=@}?@3'AD@~4 @5 @33@~ [4}C@~?@3]@~ |t]I-@~ ~?p@ ~3 ~ ~ ~ ~ 3@~ _X?~ ? @3@~ oO:@~?@@3AD@ 45@3@ {D@?h@3}@ Zk0@~ ?@ 3   ~  3@ c1? ?P@3^@ kZkA@?؂@3AD@D!l,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@J@,@,@,@,@,@,@,@,@,@,@ 67@8@9@@E@A@8@9aa2@~ A@ 8 9 9 ~ 8@ 9? A@8@9!!?@A@8 AEX@ 45`@3@ J@>@3@ ܶm۶m1@>@3V@ 6@ >P@3@@  $I$I?* >@3h@ ~@>@3\A>p@ 45 @3@@ []K@>@3@ (8-~1@>@36@ c@5@ >(@30@  @>? >@3L@ @>@3`lA>p@ 45@3@ .j;L@>@3@@ p@0@>@3=@ Pl.j4@ >(@3P@  +n? > @3@ 65؝@>@3@A>x@ 45@3@@ 'qN@>P@39@ #.@>@3r@ f_FC1@ >0@3@  F=+? > @3x@ ^S@>@3 A>P@ 45@3A wP@>@3 @ E5V1(@>@3R@ t-@ >@3@  A? >}@3@ %5)@>x@3A>@ 45@3A ` /R@>@3\@ Ӆ%5"@>~@3@ &6*@ >P@3P@  L!v? >P}@3@ [bs" @>h@3fA>@ 45@@3^A 3ὶR@>@3@ -:u!@>~@3v@ @;h2(@ >p@3@  vy? >~@3d@ oTZ @>`@34A>@ 45 @3 A .jLS@>~@3@ _B!@>~@3c@ }ފ&@ >p@3@  Y? >P@3@ EB_Y @>p@3A> @ 45@3@A R@>@3@ N} "@>~@3@ }A'@ >@3@  49c? >~@3 @ r4A" @>P@3 A>@4@5@3W@ oQ@>P@3@ 88&@>p~@3@ гya*@ >@3@  l|\? >P}@3@ y;@>8@3`A>`@ 4$5@3@ Q@>0@3@ B!(@>0~@3c@ B!B,@ >`@3 @  RJ)? >@}@3@ Zk@>H@3A>@ 45 @33@ zyP@>@3 @ N>:(@>@~@3@ 2w,@ >`@3@  C{ %? >@~@3@ 0 0 @>@@3@A>P@ 45@3@X@ FiQQ@>0@3@ 'KW(@>P~@3]@ =S+@ >P@3@  ? >@~@3 @ ̛ /@>8@3uA>@ 45@3@A vQ@>`@3@ :ӸQ'@>`~@3@ 3,@ >P@3P@  lfk:? > ~@3@ Ő M @>P@3A>P@ 45@3`A ~h)bP@>@3@ p ]O'@>P~@3@ + A/1@ >~@3p@   p? > ~@3@ .ӧv @>H@3 A>`@ 45`@3@@ gEྡྷO@>@3@ ^.'@>0~@3\@ MX4@ >~@3@  {?? >0~@3d@ ` @>@3 TA>@ 45@@3 @ INV9M@>0@3@ Zfג+@>@3@ Sg7@ >@3@  b? >@3@ U3 @>@3@ A>@ 45 @3,@ {L@>`@3@ 4rOc.@>@3@ {6@ >@3@  4rO#? >@3@ a @>`@3A>@@ 45 @3@ .٦`N@>x@3@ u /@>p@3@ o w4@ >@3@  *]A? >@3|@ '<ߠ@>Ё@3A>H@ 45 @3@-@ &]!rN@>@3h@ 60@>0@3C@ I3@ >@3@  sj? >0@3@ `@3 A>@ 45@3@@ 5PP@>X@3|@ Gp(@>@3_@ b: 1@ >@3@  }? >H@3@ P^Cy @>@3DA>x@4`@5`@3@&@ bNQ@>x@36@ hI+$@>H@3@ WX8@30@  :q b? >@3P@ E @>@3A>@ 45@@3@E@ ߙqR@>@3 @ @@,@>@3@ If,@ >@3@@  [0 "? >`@3@ r|Pk @>(@3@{A>@ 45@3UA ZQL'S@>@3@ B?@>@3Q@ e'*@ >@3@  5ȹ{? >h@38@ /s @>8@3A> @ 45 @3@3@ >R@$>@3V@ @>@3D@ .+@ >x@3@  F]tE? >@3X@ >@>@3@$A>P@4`@5`$@3EA vA1R@>X@3@ !x@>@3d@ l+@ >@3p@  'd? >@3L@ y@>@3A>@ 45@(@3<A JOS@>@3V@ ȯXy@>P@3,@ +@ > @3@  8*? >8@3@ Z @>@3A>@ 45,@36A Z=;DS@>؁@3@ ˠ@>@3,@ x?r+@ >@3@  y?r? >؂@3d@ zv @>@3A>@ 45/@3@A S\2R@>H@3@ y!@>Ȃ@3@ \2h3-@ >@30@  mާd? > @3@ d @>@3A>x@ 453@3X@ [R@>@3v@ Eaqx@>@3R@ W0@ >@3@  BЏ+s? >@3@ E@3A>Ђ@ 457@3@@ _ Q@>@3@ vҙ@>@3#@ p~3@ >Ȃ@3P@  ШjE? >@3@ vҙ@>(@3A>@Dn l,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@ 45`;@3@ ZzIHP@>@3p@ 04 @>؂@3#@ 15@ >Ђ@30@  #H? > @3@ Ne@>H@3 A>@ 45 ?@3@*@ ԴP@>@3@ e @>@33@ Fx`dc8@ >x@3@  *%SER? >@3h@ g @> @3@>@4C@5C@3@@ H5L@>Ȃ@3>@ Ԝ#v!@>H@3C@ r>@ >H@3P@  JWZ? >@3@ 64.i @>@@3`A>@ 45F@3H@  I@>@3@ ߝG&@>@3@ a]LsD@@ >@3p@  @ih? >(@30@ LsD3 @>@3@>X@ 45J@3~@ ϫ,K@>P@3@ T1O%@>Ё@36@ <)HJ?@ >@3@  <)H? >@3 @ N\"<)@>@3@>8@ 45`N@36@ !lM@> @3J@ NfW @>@3@ 5>@ >؁@3 @  6 8*֖? >@3h@ /?>@3HA>@,6789989989989989989 :*53 3 3 3 3::3  ;*53 3 3 3 3;;3  ;*53 3 3 3 3;;3  1*53 3 3 3 3<<3  1*53 3 3 3 3..3  1*53 3 3 3 3..3  1*53 3 3 3 3..3  <*53 3 3 3 3..3  . .. . .. . .. .. H .. I$ ... 0<<<<<<<<><@7U A    7 Sheet1 $\p farida.mumin [BbML5, body16.1m=*body16a=*body16c=*body16d='body16e<*body16f=*body16g=*body16h='body16i<*body16j=*body16k=*body16l=*body16m=*body16n=, body17.1a=, body17.1b=, body17.1c=, body17.1d=, body17.1e=, body17.1f=, body17.1g=, body17.1h=, body17.1i=, body17.1j=, body17.1k=, body17.1l=, body17.1m=, body17.1n=*body17a=*body17b=*body17c=*body17d=*body17e=*body17f=*body17g=*body17h=*body17i=*body17j=*body17k=*body17l=*body17m=*body17n=, body18.1a=, body18.1b=, body18.1c=, body18.1d=, body18.1e=, body18.1f=, body18.1g=, body18.1h=, body18.1i=, body18.1j=, body18.1k=, body18.1l=, body18.1m=, body18.1n=*body18a=*body18b=*body18c=*body18d=*body18e=*body18f=*body18g=*body18h=*body18i=*body18j=*body18k=*body18l=*body18m=*body18n=, body19.1a=, body19.1b=, body19.1c=, body19.1d=, body19.1e=, body19.1f=, body19.1g=, body19.1h=, body19.1i=, body19.1j=, body19.1k=, body19.1l=, body19.1m=, body19.1n=*body19a=*body19b=*body19c=*body19d=*body19e=*body19f=*body19g=*body19h=*body19i=*body19j=*body19k=*body19l=*body19m=*body19n=. BoETotValue;? $d;). EstTotLoans;?- links12.1a;/// links12.1All;//- links12.1b;/// links12.1BTL;//- links12.1c;//- links12.1d;//- links12.1e;//- links12.1f;//- links12.1g;//. links12.1NK;//+links12a;//- links12All;//+links12b;//- links12BTL;//+links12c;//+links12d;//+links12e;//+links12f;//+links12g;//, links12NK;//- links14.1a=...- links14.1b=...- links14.1c=...- links14.1d=...- links14.1e=...- links14.1f=...- links14.1g=...- links14.1h=...- links14.1i=...- links14.1j=...- links14.1k=...- links14.1l=...- links14.1m=...- links14.1n=...+links14a=...+links14b=...+links14c=...+links14d=...+links14e=...+links14f=...+links14g=...+links14h=...+links14i=...+links14j=...+links14k=...+links14l=...+links14m=...+links14n=...- links15.1a=...- links15.1b=...- links15.1c=...- links15.1d=...- links15.1e=...- links15.1f=...- links15.1g=...- links15.1h=...- links15.1i=...- links15.1j=...- links15.1k=...- links15.1l=...- links15.1m=...- links15.1n=...+links15a=...+links15b=...+links15c=...+links15d=...+links15e=...+links15f=...+links15g=...+links15h=...+links15i=...+links15j=...+links15k=...+links15l=...+links15m=...+links15n=...- links16.1a=...- links16.1b=...- links16.1c=...- links16.1d=...- links16.1e=...- links16.1f=...- links16.1g=...- links16.1h=...- links16.1i=...* links16.1j<...- links16.1k=...- links16.1l=...- links16.1m=...- links16.1n=...+links16a=...+links16b=...+links16c=...+links16d=...+links16e=...+links16f=...+links16g=...+links16h=...+links16i=...+links16j=...+links16k=...+links16l=...+links16m=...+links16n=...- links17.1a=...- links17.1b=...- links17.1c=...- links17.1d=...- links17.1e=...- links17.1f=...- links17.1g=...- links17.1h=...- links17.1i=...- links17.1j=...- links17.1k=...- links17.1l=...- links17.1m=...- links17.1n=...+links17a=...+links17b=...+links17c=...+links17d=...+links17e=...+links17f=...+links17g=...+links17h=...+links17i=...+links17j=...+links17k=...+links17l=...+links17m=...+links17n=...- links18.1a=...- links18.1b=...- links18.1c=...- links18.1d=...- links18.1e=...- links18.1f=...- links18.1g=...- links18.1h=...- links18.1i=...- links18.1j=...- links18.1k=...- links18.1l=...- links18.1m=...- links18.1n=...+links18a=...+links18b=...+links18c=...+links18d=...+links18e=...+links18f=...+links18g=...+links18h=...+links18i=...+links18j=...+links18k=...+links18l=...+links18m=...+links18n=...- links19.1a=...- links19.1b=...- links19.1c=...- links19.1d=...- links19.1e=...- links19.1f=...- links19.1g=...- links19.1h=...- links19.1i=...- links19.1j=...- links19.1k=...- links19.1l=...- links19.1m=...- links19.1n=...+links19a=...+links19b=...+links19c=...+links19d=...+links19e=...+links19f=...+links19g=...+links19h=...+links19i=...+links19j=...+links19k=...+links19l=...+links19m=...+links19n=...$ ;= .)+;?;=p8X@"1CG Times1CG Times1CG Times1CG Times1$CG Times1 CG Times1Arial1Times New Roman1Times New Roman1Times New Roman1Times New Roman1Times New Roman""#,##0;\-""#,##0""#,##0;[Red]\-""#,##0""#,##0.00;\-""#,##0.00!""#,##0.00;[Red]\-""#,##0.003*0_-""* #,##0_-;\-""* #,##0_-;_-""* "-"_-;_-@_-*)'_-* #,##0_-;\-* #,##0_-;_-* "-"_-;_-@_-;,8_-""* #,##0.00_-;\-""* #,##0.00_-;_-""* "-"??_-;_-@_-2+/_-* #,##0.00_-;\-* #,##0.00_-;_-* "-"??_-;_-@_-"Yes";"Yes";"No""True";"True";"False""On";"On";"Off""$"#,##0_);\("$"#,##0\)"$"#,##0_);[Red]\("$"#,##0\) "$"#,##0.00_);\("$"#,##0.00\)%""$"#,##0.00_);[Red]\("$"#,##0.00\)52_("$"* #,##0_);_("$"* \(#,##0\);_("$"* "-"_);_(@_),)_(* #,##0_);_(* \(#,##0\);_(* "-"_);_(@_)=:_("$"* #,##0.00_);_("$"* \(#,##0.00\);_("$"* "-"??_);_(@_)41_(* #,##0.00_);_(* \(#,##0.00\);_(* "-"??_);_(@_) mmm\ d\ yyyy0.0 0.000000 0.00000 0.00000.000 0.00000000 0.000000000 0.0000000 0.0000000000 0.00000000000 mm\-yyyy0-_-* #,##0.0_-;\-* #,##0.0_-;_-* "-"??_-;_-@_-,)_-* #,##0_-;\-* #,##0_-;_-* "-"??_-;_-@_-/,_-* #,##0.0_-;\-* #,##0.0_-;_-* "-"?_-;_-@_-41_-* #,##0.000_-;\-* #,##0.000_-;_-* "-"??_-;_-@_-63_-* #,##0.0000_-;\-* #,##0.0000_-;_-* "-"??_-;_-@_-#,##0.0000000000000#,##0.000000000000#,##0.00000000000#,##0.0000000000#,##0.000000000#,##0.00000000 #,##0.0000000 #,##0.000000 #,##0.00000 #,##0.0000 #,##0.000 #,##0.0.+_(* #,##0_);_(* \(#,##0\);_(* "-"??_);_(@_)2/_(* #,##0.0_);_(* \(#,##0.0\);_(* "-"??_);_(@_)yyyymmm mmm\ yy                + ) , *          +<  ,  , q#|  q!8 q!8  ( q!8 #8 #8 q!8 @q+8 @ a!8 a!8 q+8 !8 q+< !8  a!8 #<  ( !8 @#| !< !< !< @!< @#| @q#| @  8 !8  < !8 #| q#| + , q#| @ , ++< +#| +q#| @q+< #<  !8  !< Followed Hyperlink  Hyperlink Normal_SML Profile Tables 1-2Normal_SML Profile Tables 4Normal_SML Profile Tables 9Normal_Sml2005Aprtb1Normal_Sml2005Aprtb3Normal_Table 983ffff̙3f3fff3f3f33333f33333 FML5 $ $T1sgrA   dMbP?_*+%,,M \\CML1-TRU-DOM01\Canon iRC4580< ߁ 4dXA4fffCanon  X` $Canon iR C4080/C4580 UFR II<Iddd      d d d d d dd@@d  d  d dd d"eddd     d"    @  !"#$%&'()*+,-d.d/dd     ddd !"#$%&d!ddd d!    d H8 4 22h 1 4 22h 1Xd2 Arial\CNZSRGBA.ICC\CNZSRGBA.ICC\CNZSRGBA.ICC CONFIDENTIALCONFIDENTIALHArialDefault SettingsX< " EXX??HGCML StatisticsRMSPublic Data[PSD SPSS output.xls]TypeIntRate__5_5_YU} =ti} =ti} @ #ti} #ti} #ti}  #ti} @#ti} #ti}  #ti} #ti} #ti} #ti} #ti} #ti}  #ti} #ti} #ti} @ #ti}  #ti}  #ti ,@,@,@,@,@,@,@,@,@ ,@ ,@ ,@ ,@ ,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@T!LTable ML5: Fixed and variable rate lending - house purchases and remortgages" !" " $  $  %Fixed %Fixed %Fixed %Disc- %Disc- %Disc-%Tracker %Tracker %Tracker %Capped %Capped %Capped %SVRs %SVRs %SVRs %Total %Total""&&&&ounted&ounted&ounted&&&&&&&&&&&,""&&&&&&&&&&&&&&&&&""&&&interest &&&interest &&  &interest  &&  &interest &&&interest&&interest ""& &% of &rate& &% of &rate&  &% of  &rate &  &% of  &rate& &% of &rate& &rate ''(number (loans(average(number (loans(average(number  (loans (average (number  (loans (average(number (loans(average(number(average )Year* *+++++++++++++++++~ ,$@ ,~ /#A -ɾJK@ F,W&@~  A 7k4@ F}Is@$   F.~ `qA  uɴc7@ F@~ 81A FHp @~ ,(@ ,~ !A ->H@ Fm u@~  A Sc:@ Fcʸ@$   F.~ A ! =8@ FɜWt@~ ,2A FM@~ ,,@ ,~ PA -yT";@ F~}"@~  !A s0H@ FQ`@$   F.~ 0AA aOU|8@ FQXv ʢ@~ (1A Fy@~ ,0@ ,~ A -+63@ F:@~ "A FZF@ FttK@$   F.~ `A ]̀A@ F[{@~ 4A F<@~ ,4@,~ ] A-+̯2C@F2'q @~ 0A0px.p>@F$:@$   F.~ pAĕ (?@F}0@~ O5AF&-X@~ ,8@,~ )A--gK@Fg@~ A>~79@FHfF@$   F.~ P>A||3@F (Iq @~ g7AF{@~ ,<@,~ 2&A-oD@Fw`p@~ (s$A1ԄC@FoJ@$   F.~ @A4@F ?@~ 4:AF'U_@~ ,@@,~ U!A-or@@FSXr@~ pU'AQ:ZF@Fh@$   F.~ PEAL 4@Fז@~ 9AF_}@~ ,D@,~ "A-԰=_4=@Ft@~ W$A k?@F9۞Z@$   F.~  AC_"6'@FR؜@~ ?AFl@~ ,H@,~ @"A-ŃO7@F/x *V@~ m*A#J ^ߨ@~ CAFQos&@~ .T@,~ .4A-l 2`N@FOl@~  A luLJ6+@FTSl-@~ tA 0#(@ @  A ? F@ A-5<$@FB5 H@~ ބF0"@~ .X@,~ `6A-?-|/P@F:w@~ AO̵*@FF@~ `A _ P1@ F֠`K@~  @ Ӊ? Fa~@@@AI @FD K@~ RCFk@~ .\@,~ <7A-*#(20A ,@!,@",@#,@$,@%,@&,@',@(,@),@*,@+,@,,@-,@.,@/,@0,@1,@2,@3,@4,@5,@6,@7,@8,@9,@:,@;,@<,@=,@>,@?,@ , ,Q2~ A ->VO@ F@+@ rOD0@~ B@ +. +. +.~  0. G.~ @ Fu4@ B@AC@!, !,Q3~ !nA!-©iPE@!F@@]@!ӠVC =@~ !BX@ !+. ! +. ! +.~ !  ! 0. ! G.~ !7@!U1;@!BH@pAC@", ",Q4~ ">@"-}R@@"F@@q@"c4D@~ "B@ "+. " +. " +.~ "  " 0. " G.~ "@@".:@"BX@AC@~ #,,@ #,Q1~ #@#-q(fb<@#F@@@#"#H@~ #BP@ #+. # +. # +.~ #  # 0. # G.~ #@#XX*7@#B@ AC@$, $,Q2~ $ @$-ldI֡=@$F@ ~A$4eH@~ $Bȁ@ $+. $ +. $ +.~ $  $ 0. $ G.~ $@$Lm^5@$B0@PAC@%, %,Q3~ %@%-Kl:@%F0@ A%#nG@~ %BЀ@ %+. % +. % +.~ %  % 0. % G.~ %$@%`a9@%B@AC8@&, &,Q4~ &@&-?-e8@&FX@A&NYH@~ &B@ &+. & +. & +.~ &  & 0. & G.~ &@@&34zY;@&B@yACh@~ ',0@ ',Q1~ '@'-ͧ4@'Fp@A'8rH@~ 'B0}@ '+. ' +. ' +.~ '  ' 0. ' G.~ '@'jNk=@'B@AC(@(, (,Q2~ (0@(-Dl4@(FH@`-A(>6-#G@~ (B|@ (+. ( +. ( +.~ (  ( 0. ( G.~ (@( [4ؒ@@(BX@0AC @), ),Q3~ )@0@)-jt3@)F@@A)E y6E@~ )B|@ )+. ) +. ) +.~ )  ) 0. ) G.~ ) A)90oB@)B`@AC@*, *,Q4~ *@*-_S.@*Fx@{A*pH?ME@~ *B~@ *+. * +. * +.~ *  * 0. * G.~ *LA*e >E@*BH@ ACX@~ +,4@ +,Q1~ +@b@+-y:X>K9@+Fx@@+>㰗B@~ +B@ ++. + +. + +.~ +  + 0. + G.~ +@E@+WB@+Bȅ@+ACȃ@,, ,,Q2~ ,@@,-eO4@@,FЅ@@@,;NDw>B@~ ,BЁ@ ,+. , +. , +.~ ,  , 0. , G.~ ,@,D@4F@ A4/4B@~ 4B@ 4+. 4 +. 4 +.~ 4  4 0. 4 G.~ 4@4|٠ɗ5@4BX@AC@5, 5,Q3~ 5% A5-/>E@5F@`A5x3B@~ 5BP@ 5+. 5 +. 5 +.~ 5  5 0. 5 G.~ 5+@5ye7xow2@5BX@AC@6, 6,Q4~ 6`A6-=NEvC@6FȂ@ A6hקDC@~ 6B@ 6+. 6 +. 6 +.~ 6  6 0. 6 G.~ 6D@6fJ6@6B@pACX@~ 7,@@ 7,Q1~ 7@#A7-9 A@7F@A79ME@~ 7B@ 7+. 7 +. 7 +.~ 7  7 0. 7 G.~ 7{@7 E6@7B@AC0@8, 8,Q2~ 8`A8-Dֆ<@@8FH@fA8wBF@~ 8B@ 8+. 8 +. 8 +.~ 8  8 0. 8 G.~ 8@@8ioF5@8B@ HAC@9, 9,Q3~ 9@IA9-@@9F@@Q A9 ~@;F@@A;Х:mC@~ ;Bx@ ;+. ; +. ; +.~ ;  ; 0. ; G.~ ;X@;0z,@;B@PAC@<, <,Q2~ <6A<-*Uu%=@<F8@`GA<knB@~ <B@@ <+. < +. < +.~ <  < 0. < G.~ <@<rS*@<BH@p>AC@=, =,Q3~ =A=-ۯ<@=F@ A= t<@~ =BP@ =+. = +. = +.~ =  = 0. = G.~ =e@=N9&@=B(@!AC@>, >,Q4~ >>-þ<@>؀>B{@ >+. > +. > +.~ >  > 0. > G.~ >]@>l~!@>B@P]!AC@~ ?,H@ ?,Q1~ ?A? X<@?@$?ӵ@~ ?@A? X@@??. Ŋ@ ?+. ? +. ? +.~ ? @? 3#?? ?Ë1@~ ?@@? |㿴Or5@??#M3Z@~ ?A??ޞz-@D!l@,@A,@B,@C,@D,@E,@F,@G,@H,@I,@J,@K,@L,@M,@N,@O,@P,@Q,@R,@S,@T,@U,@V,@W,@X,@Y,@Z,@[,@\,@],@^,@_,@@, @,Q2~ @`A@ YC5@@@q(p@~ @ A@ 9/UB@@? ^@ @+. @ +. @ +.~ @ h@@ ۶m۶m?@ ? @@$A 9@@?>4F@~ @$#A@?1b@A, A,Q3~ A@A Q2@A@fuZ@~ AOAA @*ETmC@A?@ A+. A +. A +.~ A @A m 5?A ?@~ A `AA p:@A?QR&4@A$A?|@B, B,Q4~ BAB :@B@L6~@~ BAB <@B?LscT4@ B+. B +. B +.~ B X@B u?B ?< Q@~ B@AB yN;@B? e@~ B$AB?i@~ C,L@ C,Q1~ CAC uq=@C@x`@~ CAC yV.dZ;@C?h2C@ C+. C +. C +.~ C @C ?C ?2@@~ CAC p+8@C?~@~ C '#AC? P@D, D,Q2~ D0AAD 2?XD@D@CGL@~ DAD Ѡ| 3@~ D?x@ D+. D +. D +.~ D h@D }X?D ?@~ D@IAD N25@D? @~ DX3%AD? =@E, E,Q3~ E,AE k`I@E@!~@~ E@@E L.@E?LIn@ E+. E +. E +.~ E ̰@E Zy?E ?#@~ E !AE r6@E?93@~ E&AE?k@F, F,Q4~ F2 AF @@F@3C@~ F AF 88:@F?JF9@ F+. F +. F +.~ F h@F ?F ?'L@FGA ;@F?h(@~ F%AF?K7@~ G,P@ G,Q1~ G GAG g?<@G@Eau@~ G AG :[C@G?ÁP@ G+. G +. G +.~ G  @G #NW,?G ?*;L@~ G`xAG Se)9@G?Ukf_@~ GXX#AG?tc@H, H,Q2~ H@ AH 8/sA@H@@4@~ HAH f:@H?EW'@ H+. H +. H +.~ H @H ?H ?@~ H; AH t!?@H? @~ H%AH?57'@I, I,Q3~ I&AI 2 E@I@df@~ IAI 7!z5@I?lyP@ I+. I +. I +.~ I _@I IeE@I ?SIq@~ I``AI ѿ ;@I?n@~ I%AI?O1#@J, J,Q4~ J AJ =|@E@J@.@~ JBAJ AS7@J?zIg@ J+. J +. J +.~ J @J b˼?J ?*@ :AJ L@eI<@J?ɲmY)@~ Jp!AJ?<ԍ@~ K2T@ K2Q1~ KAK -vD@K@w;@~ K@@K Ԥ0@K?NN@ K+. K +. K +.~ K @K 3 ݄m?K ?6\@~ K@AK !AN?X;@~ O.X@ O.Q1~ OAO P[~ Q@O@6@~ O&@O f'@O?6Ba@~ O@O +@O ?Rux@~ O @O 9im?O ?M@~ O%@O Q5U; @O?Uo@~ OcAO?N7 @P. P.Q2~ P`(AP >Q@P@K@~ P@P Dߜ'@P?S~i@~ P@P rf~.@P ?Aw@~ P X@P q&D\?P ?K@~ P@P @y, @P?^B@~ P!AP?Pz @Q. Q.Q3~ QAQ ^aMM@Q@5P@~ Q@@Q 1> +@Q?$AK4e@~ Q)AQ cPf<;6@Q ?c}U@~ Q \@Q OA?Q ?)]W@~ Q@Q ?hmE @Q?B@~ QX,"AQ?9 @R. R.Q4~ RAR lOtO@R@`u@~ R@7@R tgWI-@R?紨@~ R@R \x-3@R ?[,@~ R @R 49c?R ?Iø_@~ Rr@R mI[Җ@R?xX@~ R"AR?@~ S.\@ S.Q1~ SAS о]R@S@-ǵP:i@~ S@S @5 @S?u:Fm@~ S@S \.2,@S ?l9H@~ S @S y?S ?! @~ S@S ug @S?18@~ SpAS?8J@T. T.Q2~ T NAT RK<S@T@*L=@~ TL@T [iU܇@T?p_@~ Tu@T `a+@T ?ٚ@~ T @T X?T ?uA@~ TP@T ?P@T?@~ T AT?.Cʽp@U. U.Q3~ UAU h?R@U@KAG`]@~ U@U L<洲@U?eh@~ U@U 7t\.@U ?@~ V p@V {!g?V ?s!iJY@~ Vu@V D(@V??%a#@~ VAV?QP@~ W.`@ W.Q1~ W g AW frK@W@nF@~ W@W *6$@W?Zgo @~ W@@W N'i?@W ?r36@~ W X@W Ia$5?W ?K7A`@~ Wj@W  @W?s.Ue@~ W~AW?mNS4@,X**3 3 3 3 3  Y/Month*Y*3 3 3 3 3 Z4 1@5 1@@Z-*`W?@Z?@D@ZB#-N;@~ ZBy@ Z+. Z +. Z +.~ Z 0@Z Ӛ?Z BX@@Z5@ZB@}@bAC}@[4[55@@[-G;@[?0@@[Q/ZB@~ [By@ [+. [ +. [ +.~ [ P@[ T싨?[ B@@@[23@[BP}@@AC0}@\4\58@ @\-t8@\?`@@\ ܢ)B@~ \By@ \+. \ +. \ +.~ \ P@\ 6?\ Bp@@\`I66@\B }@`AC }@]4]5`<@37@] ɛK!7@]?@@3@@] uWSB@~ ]?y@ ]3. ] . ] .~ ] 3@] !bR?] ?(@3@] Cז7@]?|@3AD|@^4^5 @@3 @^ L5@^?@3C@^ hhB@~ ^?y@ ^3. ^ . ^ .~ ^ 3@^ hdУ?^ ? @33@^ eTFeTF9@^?p|@3 AD|@_4_5D@3I@_ ._4@_?p@3I@_ \տAB@~ _?y@ _3. _ . _ .~ _ 3@_ o+?_ ?}@3@_ MƖ:@_?|@3`AD|@D$l'+#'+''+(246444644460?`,@a,@b,@c,@d,@e,@f,@g,@h,@i,@j,@k,@l,@m,@n,@o,@p,@q,@r,@s,@t,@u,@v,@w,@x,@y,@z,@{,@|,@},@~,@,@`4`5G@3@` !XG2@`?@3W@` C@~ `?y@ `3. ` . ` .~ ` 3 @` !XG?` ?~@3@` H).:@`?|@3 AD|@a4a5K@3@a ,d! Y2@a?p@3o@a 8MoC@~ a?y@ a3. a . a .~ a 30@a Mozӛ?a ?h@3F@a ozӛ:@a?p|@3 AD|@b4b5O@3@b O3@b?@3@u@b N ˥B@~ b? z@ b3. b . b .~ b 30@b x?b ? {@3@b @0cd:@b?P|@3  AD|@c4c5@S@3@c يn7@c?~@3@c +/@@~ c? z@ c3. c . c .~ c 3P@c ؊?c ?p~@3B@c <"h8<@c?@|@3 AD|@d4d5 W@3'@d j;@d?}@3~@d 0yy;@~ d?z@ d3. d . d .~ d 30@d w]v?d ?~@3@d ?x<@d?@35 AD@|@e4e5Z@3R@e :g *=@e?}@3@e %9@~ e?z@ e3. e . e .~ e 30@e ?e ?~@3@e ,\ 9@e?|@3 AD|@f4^@5^@3 @f %<@f?|@3@f d*a<@~ f?z@ f3. f . f .~ f 3P@f fAd?f ?0}@3@f J8@f?0|@3 AD{@g4g5b@3@g eaizZ>@g?}@3@g IWܢt:@~ g?@ g3. g . g .~ g 3@g do@F?g ?|@3@g Xy9@g? {@3|AD`{@h4h5 f@3@h Kh/>@h?P|@32@h ^B{9@~ h? y@ h3. h . h .~ h 3p@h 88?h ?{@3@h ^B6@h?z@3^ AD{@i4i5j@3@u@i t!/A@i?{@3@i G045@~ i?x@ i3. i . i .~ i 3@i {C?i ?{@3J@i |6B@k5@i?z@3`/ ADpz@j4j5m@3J@j R;D@j?Pz@3@j UĦ 13@~ j?x@ j3. j . j .~ j 3p@j 8/?j ?|@3@j y8%5@j?z@3a AD@z@k4k5q@3D@k ___F@k?0z@3@k SRR2@~ k?x@ k3. k . k .~ k 3P@k Q`9@r? {@3@>ADz@s4s5@@3 @s i x<@s?~@3@s vmE@~ s?0z@ s3. s . s .~ s 3@s ?s ?@3v@s VD6@s?|@3AD@|@t4t5@3@t S<@t?0@3@t B@~ t?z@ t3. t . t .~ t 3@t љT;:?t ?@3@t (#;@t?|@3@q AD|@u4u5@3h@u &9@@u?0@3L@u FPc<@~ u?{@ u3. u . u .~ u 3p@u #A?u ?p@3@u l/@@u?|@3@ AD}@v4v5@3@v 6@@v?@3@v A:Z8@~ v?{@ v3. v . v .~ v 3@v UO9~C?v ?@3@v 7Mo>@v?}@3@d AD}@w4w5`@3@@w \9B@w?@3@w @ 69@~ w?`}@ w3. w . w .~ w 3@w v?w ?P@3@w >@w?@3`OAD~@x4x5 @3@x QP E@x?x@3@x }NSin7@~ x?`~@ x3. x . x .~ x 3@x ?qp?x ?@3@O@x 4B(<@x?@3AD@y4y5@3@y p˦BE@y?Ѐ@3@y *c]4@~ y?@ y3. y . y .~ y 3R@y ==\K@y ?H@3@y Df?| ?8@3@| c1k=@|?@3AD@}4}5@@3@} . sF@}?ȁ@36@} - 4@~ }?@ }3. } . } .~ } 3@@} 㺥?} ?@3j@} /4=@}?@3'AD@~4 @5 @33@~ [4}C@~?@3]@~ |t]I-@~ ~?p@ ~3. ~ . ~ .~ ~ 3@~ _X?~ ? @3@~ oO:@~?@@3AD@45@3@ {D@?h@3}@ Zk0@~ ?@ 3.  .  .~  3@ c1? ?P@3^@ kZkA@?؂@3AD@D!l,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@J@,@,@,@,@,@,@,@,@,@,@67@8@9@@E@A@8@9aa2@~ A@ 8. 9. 9.~ 8@ 9? A@8@9!!?@A@8 AEX@45`@3@ J@>@3@ ܶm۶m1@>@3V@ 6@ >P@3@@  $I$I?* >@3h@ ~@>@3\A>p@45 @3@@ []K@>@3@ (8-~1@>@36@ c@5@ >(@30@  @>? >@3L@ @>@3`lA>p@45@3@ .j;L@>@3@@ p@0@>@3=@ Pl.j4@ >(@3P@  +n? > @3@ 65؝@>@3@A>x@45@3@@ 'qN@>P@39@ #.@>@3r@ f_FC1@ >0@3@  F=+? > @3x@ ^S@>@3 A>P@45@3A wP@>@3 @ E5V1(@>@3R@ t-@ >@3@  A? >}@3@ %5)@>x@3A>@45@3A ` /R@>@3\@ Ӆ%5"@>~@3@ &6*@ >P@3P@  L!v? >P}@3@ [bs" @>h@3fA>@45@@3^A 3ὶR@>@3@ -:u!@>~@3v@ @;h2(@ >p@3@  vy? >~@3d@ oTZ @>`@34A>@45 @3 A .jLS@>~@3@ _B!@>~@3c@ }ފ&@ >p@3@  Y? >P@3@ EB_Y @>p@3A> @45@3@A R@>@3@ N} "@>~@3@ }A'@ >@3@  49c? >~@3 @ r4A" @>P@3 A>@4@5@3W@ oQ@>P@3@ 88&@>p~@3@ гya*@ >@3@  l|\? >P}@3@ y;@>8@3`A>`@4$5@3@ Q@>0@3@ B!(@>0~@3c@ B!B,@ >`@3 @  RJ)? >@}@3@ Zk@>H@3A>@45 @33@ zyP@>@3 @ N>:(@>@~@3@ 2w,@ >`@3@  C{ %? >@~@3@ 0 0 @>@@3@A>P@45@3@X@ FiQQ@>0@3@ 'KW(@>P~@3]@ =S+@ >P@3@  ? >@~@3 @ ̛ /@>8@3uA>@45@3@A vQ@>`@3@ :ӸQ'@>`~@3@ 3,@ >P@3P@  lfk:? > ~@3@ Ő M @>P@3A>P@45@3`A ~h)bP@>@3@ p ]O'@>P~@3@ + A/1@ >~@3p@   p? > ~@3@ .ӧv @>H@3 A>`@45`@3@@ gEྡྷO@>@3@ ^.'@>0~@3\@ MX4@ >~@3@  {?? >0~@3d@ ` @>@3 TA>@45@@3 @ INV9M@>0@3@ Zfג+@>@3@ Sg7@ >@3@  b? >@3@ U3 @>@3@ A>@45 @3,@ {L@>`@3@ 4rOc.@>@3@ {6@ >@3@  4rO#? >@3@ a @>`@3A>@@45 @3@ .٦`N@>x@3@ u /@>p@3@ o w4@ >@3@  *]A? >@3|@ '<ߠ@>Ё@3A>H@45 @3@-@ &]!rN@>@3h@ 60@>0@3C@ I3@ >@3@  sj? >0@3@ `@3 A>@45@3@@ 5PP@>X@3|@ Gp(@>@3_@ b: 1@ >@3@  }? >H@3@ P^Cy @>@3DA>x@4`@5`@3@&@ bNQ@>x@36@ hI+$@>H@3@ WX8@30@  :q b? >@3P@ E @>@3A>@45@@3@E@ ߙqR@>@3 @ @@,@>@3@ If,@ >@3@@  [0 "? >`@3@ r|Pk @>(@3@{A>@45@3UA ZQL'S@>@3@ B?@>@3Q@ e'*@ >@3@  5ȹ{? >h@38@ /s @>8@3A> @45 @3@3@ >R@$>@3V@ @>@3D@ .+@ >x@3@  F]tE? >@3X@ >@>@3@$A>P@4`@5`$@3EA vA1R@>X@3@ !x@>@3d@ l+@ >@3p@  'd? >@3L@ y@>@3>45(@3<A JOS@>@3V@ ȯXy@>P@3,@ +@ > @3@  8*? >8@3@ Z @>@3A>@45,@36A Z=;DS@>؁@3@ ˠ@>@3,@ x?r+@ >@3@  y?r? >؂@3d@ zv @>@3A>@45/@3@A S\2R@>H@3@ y!@>Ȃ@3@ \2h3-@ >@30@  mާd? > @3@ d @>@3A>x@453@3X@ [R@>@3v@ Eaqx@>@3R@ W0@ >@3@  BЏ+s? >@3@ E@3A>Ђ@457@3@@ _ Q@>@3@ vҙ@>@3#@ p~3@ >Ȃ@3P@  ШjE? >@3@ vҙ@>(@3A>@D1 l,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@,@45`;@3@ ZzIHP@>@3p@ 04 @>؂@3#@ 15@ >Ђ@30@  #H? > @3@ Ne@>H@3 A>@45 ?@3@*@ ԴP@>@3@ e @>@33@ Fx`dc8@ >x@3@  *%SER? >@3h@ g @> @3@>@4C@5C@3@@ H5L@>Ȃ@3>@ Ԝ#v!@>H@3C@ r>@ >H@3P@  JWZ? >@3@ 64.i @>@@3`A>@45F@3H@  I@>@3@ ߝG&@>@3@ a]LsD@@ >@3p@  @ih? >(@30@ LsD3 @>@3@>X@45J@3~@ ϫ,K@>P@3@ T1O%@>Ё@36@ <)HJ?@ >@3@  <)H? >@3 @ N\"<)@>@3@>8@45`N@36@ !lM@> @3J@ NfW @>@3@ 5>@ >؁@3 @  6 8*֖? >@3h@ /?>@3HA>@,67899899899899899898:0Source: CML/BankSearch Regulated Mortgage Survey*53 3 3 3 3::3 t;l1. Totals shown are estimates grossed up from the sample of lenders reporting to reflect total market size.*53 3 3 3 3;;3 ;{2. All figures from April 2005 onwards are based on Product Sales Data reported to CML. Figures pre-April 2005 are taken *53 3 3 3 3;;3 r1jfrom the Survey of Mortgage Lenders. Prior to 1992Q2 (and annually prior to 1993) figures are taken from *53 3 3 3 3<<3 x1pthe ڶ Societies 5% sample of mortgage completions. There are material differences in both the reporting *53 3 3 3 3..3 u1mmethodologies and the sample of contributing lenders for the different surveys. Figures after April 2005 are *53 3 3 3 3..3 <14not strictly comparable with those up to that point.*53 3 3 3 3..3 c<[3. Before Q2 1992 figures on loans for house purchase are for all building societies only.*53 3 3 3 3..3 @.84. Includes loans where interest rate type is not known. ..x.p5. Figures may not sum to the total number of loans, as a small number of loans do not correspond to any of the ..!.interest rate types shown .. ..H CML Research ..I5/6/2008 ... 0jnR3&=p8X> < A    " Oh+'0HP`x JTatchfarida.muminMicrosoft Excel@83@F?@՜.+,08@ LT \ CML ML5ML5!Print_AreaML5!Print_Titles  Worksheets Named Ranges  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~     Root EntryFxcBook  Workbook SummaryInformation( DocumentSummaryInformation8